When you have been seriously injured in a car accident caused by another party’s actions, you should not be stuck dealing with the consequences on your own. You may need the legal support of an experienced Georgetown Township car accident lawyer at White Law PLLC.
If we take on your case, you do not need to worry about a thing. We will handle all of the legal details so you can hold the at-fault parties accountable and maximize the amount of compensation you could secure. Be sure to contact our office for a free consultation today and learn more about what your next steps should be.
How Car Insurance Claims Work in Georgetown Township
Your car accident lawyer in Georgetown Township, MI will be responsible for handling your claim with the insurance company. Negotiating with the insurer and ensuring that the insurance company is held accountable for its financial obligations is critical. Our car accident attorneys are here to help guide you through the often complicated claims process.
To start, Michigan is a no-fault state for auto insurance and accident claims. Since you are required by law to have personal injury protection (PIP) or no-fault insurance coverage, you will file a claim with your own insurance company, no matter who is responsible for causing the accident.
Dealing with the Insurer
Dealing with your own insurance company does not make the claims process any easier to handle. Unfortunately, the vast majority of insurance companies care more about their own financial interests than they do about you and your needs. As such, insurance adjusters will look for opportunities to deny most claimants the compensation and benefits they deserve.
You can take steps to protect yourself by having your Georgetown Township car accident attorney handle the negotiations on your behalf. There are many ways in which the insurance company may attempt to take advantage of you. For example, some insurance companies will delay the processing of claims to pressure the claimant into accepting less than their claim is worth.
Other times, insurance adjusters will argue that there is not sufficient coverage to meet your needs. Having your attorney step in shows the insurance company that you are taking your case seriously and mean business.
Georgetown Township Car Accident Lawyer Near Me (517) 316-1195
What to Do if Insurance Is Not Enough
It is more common than you might think for insurance settlements to be insufficient. In filing a claim with your own insurance company, the amount of compensation you can be paid and the types of damages your insurance will cover will vary. It is dependent on the types and amounts of coverage you purchased as part of your auto insurance policy.
For example, if you purchased $50,000 in bodily injury liability coverage, this would cover the costs of your medical care. However, if your medical expenses were $100,000 or more, you could only expect your insurance company to cover the first $50,000. Fortunately, there are several potential options that may be available to you if your insurance coverage does not adequately cover your damages.
First, remember that insurance will only cover certain types of losses, such as your medical bills, property, damages, and in some instances, loss of income. Any remaining damages must be sought through a civil claim against the liable party.
However, before you do that, you may have the right to file a claim with the liable party’s insurance company. Insurance claims can often be notoriously complex. Having your car accident attorney in Georgetown Township, MI handle the insurance claims process for you could make your life significantly easier.
For a free legal consultation with a car accidents lawyer serving Georgetown Township, call (517) 316-1195
Types of Recoverable Damages After a Georgetown Township Car Accident
The types of damages that can be recovered following a car accident can include virtually every way you have been affected by your injuries and the accident itself. Our car accident lawyers are responsible for calculating the value of your claim so you can be compensated fairly for every loss.
With that, to accurately calculate the value of your claim, your lawyer may need to separate your losses into separate categories, known as economic damages and non-economic damages. Some examples of losses that could be recovered following a car accident include:
- Lost wages and future earnings
- Loss of household services
- Damage to your reputation
- Vehicle repair costs
- Costs of purchasing a new car
- Rental car expenses
- The diminished value of your vehicle
- The difference between what you owe on the car in the value of the car if you are financing or leasing
- Loss of society and support
- Loss of guidance and advice
- Physical pain and suffering
- Psychological distress
- Current medical bills
- Costs of medical equipment
- Future medical expenses
- Disfigurement and skins scarring
These are just a few of the different types of damages that could be paid out following your car accident in Georgetown Township. You can find out more about how much your damages could be valued at when you contact your attorney to discuss the specific circumstances of your car accident claim.
Statute of Limitations for Car Accident Claims in Georgetown Township
Make sure you get your car accident insurance and civil claims filed before time runs out. Insurance claims may have deadlines as short as 30 days, while Michigan’s statute of limitations for personal injury claims is set at three years. If your claim is not filed before the set deadlines right now, your opportunities for total financial recovery may be significantly limited.
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Reach Out to a Georgetown Township Car Accident Attorney
After suffering debilitating injuries in a car accident, going through a difficult litigation process may be the last thing you want to do. Fortunately, you do not have to worry about these legalities.
We handle everything. You can focus on healing while we work on bringing the liable parties to justice. Find out more about how much your case could be worth and who could be compelled to compensate you for your losses when you schedule your free consultation with a Georgetown Township car accident lawyer at White Law PLLC.
Complete our online contact form or call our office today.