Insurance Fraud Lawyer in Detroit
In Michigan, insurance fraud is a felony, and you can be charged for knowingly giving false or incomplete information to obtain a policy or collect on a claim. At White Law PLLC, we build criminal defense strategies for people facing these charges statewide.
What Counts As Insurance Fraud in Detroit?
Insurance fraud encompasses a wide range of conduct intended to deceive an insurer for financial gain or coverage, from staging a loss to exaggerating a legitimate claim. Many people are surprised to learn that omitting a material fact can be treated the same as making a false statement.
A person can face charges even if the insurer never issued payment, because the offense focuses on the alleged misrepresentation and the intent behind it, not whether the scheme succeeded.
How Do These Cases Get Investigated?
Most cases start inside the insurance company. A Special Investigation Unit flags claims that look off, gathers records and statements, then passes the file to the Michigan Department of Insurance and Financial Services or a county prosecutor. By the time you hear about it, the case may be months along.
Evidence The Prosecution May Use Against You
Prosecutors build insurance fraud cases from a paper trail and your own words. Much of it comes from documents you signed or statements you gave, which is why early legal advice matters. Evidence often includes:
- Claim forms and recorded phone calls
- Surveillance footage and social media posts
- Bank, phone, and repair records
- Statements from adjusters or witnesses
A close review can challenge how that material was gathered and what it actually shows. A photo or a vague answer often has an innocent explanation, and pretrial motions can keep improper evidence out of court.
What Penalties Could You Face?
A conviction reaches well past a fine. Under Michigan Compiled Laws § 500.4511, insurance fraud can be a serious felony offense carrying up to 4 years in prison, a fine as high as $50,000, and restitution, while a conspiracy charge can push prison exposure to 10 years. A felony record can also cost you a professional license.
Why Choose White Law PLLC?
Our firm brings over 150 years of cumulative experience to criminal defense in Detroit and throughout Michigan. When you face an insurance fraud charge, our attorneys step in early to protect your record and your future in these ways:
- Confidential case evaluations
- Early challenges to the evidence and the charge
- Direct work with the prosecutor and investigators
- A defense built around your version of events
That early action can change the path of a case, sometimes before charges are filed. The sooner a defense begins, the more room there is to question weak proof, correct mistakes, and protect your freedom.
Reach Our Insurance Fraud Lawyer In Detroit Today
An investigation will not pause for you, and anything you say to an insurer or investigator can shape the case against you. Getting advice before you answer another question is the wisest step.
Our firm offers confidential consultations, and our insurance fraud lawyer in Detroit can review your situation and provide you with honest advice. Contact our team online or call (517) 316-1195.
